Parametric Insurance — South Africa

When Water Runs Out,
We Pay — Automatically.

Water Cleanic Insurance provides instant financial relief when water shortages, restrictions, or outages hit your area. No claims. No assessors. No waiting.

Get a Quote How It Works
FSCA Compliant
48hr Payouts
No Claims Required
Water Cleanic Risk Monitor
LIVE
18% Lowest Level
8 Zones Monitored
1,247 Active Policies
3 Alerts Active
Hammanskraal Reservoir CRITICAL
18 %
Capacity 45 ML
Current 8.1 ML
24h Change ↓ 2.3%
Est. Empty ~3 days
7-Day Level Trend ↓ 12%
30% 10%
Zone Status 8 zones
Hammanskraal
18%
Mamelodi
22%
Tembisa
38%
Midrand
41%
Soweto
44%
Roodepoort
72%
Centurion
78%
Randburg
85%
Payout Triggered Hammanskraal Zone
R1,000 2 min ago
How It Works

Protection in 3 Simple Steps

No paperwork. No phone calls. Just automatic protection when you need it most.

01

We Monitor

We use independent water data to monitor your area. Real-time municipal and reservoir data keeps us informed.

02

Trigger Detected

If a shortage or restriction reaches a critical level, your payout is triggered automatically — no human intervention needed.

03

Money is Paid Directly to You

Cash or voucher for water delivery, emergency plumbing, or storage — within 48 hours. No claims, no forms, no waiting.

Why Water Cleanic

Insurance That Actually Works For You

Traditional insurance makes you fight for your money. We do the opposite.

No Claim Forms

Zero paperwork. Your payout is triggered by data, not documents.

No Proof Required

We don't ask for photos or evidence. The data speaks for itself.

No Arguments

Objective data triggers mean there's nothing to dispute. Ever.

Fast Payout

Money in your account within 48 hours of trigger detection.

Objective Data Triggers

Powered by real reservoir data, municipal reports, and satellite monitoring.

FSCA Compliant

Fully regulated and compliant with South African financial standards.

Products

Water Secure Home Cover

Protect your household against water shortages, restrictions, and outages.

Water protection
R99/month

Water Secure Home Cover

Household & Small Business

Automatic financial relief when water shortages, restrictions, or outages hit your area.

Coverage Outages, restrictions, reservoir shortages
48-Hour Payouts Money paid directly to you
Automatic Triggers No claims, no assessors, no waiting
Flexible Payout Cash or voucher for water delivery, plumbing, storage
✓ FSCA Compliant ✓ Underwritten by Licensed Insurer ✓ POPIA Compliant
Get a Quote — R99/month
Live Water Risk

Real-Time Monitoring Dashboard

Our technology continuously monitors water infrastructure across Gauteng, giving you complete transparency.

Gauteng Water Risk Monitor
--:--:--
LIVE
Gauteng Zone Status
Hammanskraal
Mamelodi
Roodepoort
Midrand
Randfontein
Tembisa
Germiston
Soweto
Normal Stressed Critical
Reservoir Levels
Vaal Dam 0%
Rand Water — Hammanskraal 0%
Rietvlei Dam 0%
Hartbeespoort 0%
Rand Water — Tembisa 0%
Trigger Board
ZoneLevelStatusTrigger
Hammanskraal18% Critical ● TRIGGERED
Tembisa22% Critical ● TRIGGERED
Mamelodi38% Stressed ◉ Watching
Midrand41% Stressed ◉ Watching
Roodepoort72% Normal ○ Safe
Data sources: Rand Water, DWS, Municipal Reports Last updated: --
Gauteng Focus

Targeting High-Risk Areas

We are focused on Gauteng's most water-vulnerable communities, where infrastructure failures and shortages hit hardest.

0
Target Policies
0
Risk Zones Monitored
0
Payout Speed
0
Starting From

Priority Coverage Areas

Hammanskraal Mamelodi Tembisa Germiston Roodepoort Randfontein Midrand Soweto
About Us

Championing Water Resilience in South Africa

At Water Cleanic, we champion water resilience in South Africa — empowering households, communities, and businesses to thrive despite scarcity challenges.

Traditional insurance requires you to prove loss after it happens. We've flipped the model. Using parametric triggers — objective, data-driven thresholds — we detect water crises in real time and pay out automatically. No claims, no assessors, no arguments.

Insurance
Infrastructure
Data
Engineering
Johannesburg skyline
Serving Gauteng's communities
FSCA Aligned
POPIA Compliant
Underwritten by Licensed Insurer
Fully Compliant
Partners

Built for Every Stakeholder

We work with municipalities, estates, developers, and businesses to provide water resilience at scale.

Municipalities

Partner with us to offer residents automatic water scarcity protection as part of municipal service delivery.

Residential Estates

Offer residents peace of mind with estate-wide water insurance coverage integrated into levies.

Property Developers

Add water resilience as a value-add feature in new developments — differentiate your offering.

Businesses

Protect your operations from water disruption with tailored commercial parametric cover.

FAQ

Frequently Asked Questions

Parametric insurance pays out automatically when a predefined event threshold is met — such as water levels dropping below a critical point. Unlike traditional insurance, you don't need to file a claim or prove loss. The data triggers the payout directly.

Within 48 hours of a trigger event being confirmed. The money is transferred directly to your registered bank account — no waiting, no follow-ups required.

Payouts are triggered when reservoir levels in your area drop below critical thresholds, when water restrictions reach a defined severity level, or when a confirmed extended outage affects your zone. All triggers are based on objective, verified data.

No. That's the beauty of parametric insurance. The data triggers the payout automatically. You don't need to fill out forms, take photos, or contact anyone. We notify you when a payout is on its way.

We currently focus on the Gauteng province, with priority coverage in Hammanskraal, Mamelodi, Tembisa, Germiston, Roodepoort, Randfontein, Midrand, and Soweto. We're actively expanding — join our waitlist if your area isn't listed.

Water Secure Home Cover is R99 per month per household or small business. This flat rate gives you automatic coverage with no hidden fees or escalating premiums.

Yes. Water Cleanic operates in alignment with the Financial Sector Conduct Authority (FSCA) and adheres to all applicable South African insurance regulations, including POPIA (Protection of Personal Information Act) requirements. Our products are underwritten by a licensed insurer.

Get a Quote

Protect Your Household Today

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Get in Touch

Office 833 Joan End, Unit 8 Midview Gardens,
Midrand, Gauteng, 1685